Euro area statistics

Bank interest rates - Loans

Households
Corporates
Composite cost of borrowing

Select indicators from the drop-down menus. Click and drag inside the graph to select a time range.

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Euro-denominated revolving loans and overdrafts, convenience and extended credit to euro area households (percentages per annum, new business and outstanding amounts coincide)

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Euro-denominated loans for consumption; floating rate or initial rate fixation of up to one year to euro area households (percentages per annum, rates on new business)

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Euro-denominated loans for consumption; initial rate fixation of over one and up to five years to euro area households (percentages per annum, rates on new business)

“Euro area statistics” is a website provided by the European Central Bank (ECB) and the national central banks (NCBs) of the Eurosystem.

The site aims to facilitate the understanding, use and comparison of euro area and national statistics. It presents the statistics visually, uses user-friendly terms and is available in all official EU languages.

Users of “Euro area statistics” can easily download statistics or share them by embedding the graphics into other websites, via e-mail or social media. The embed functionality may be useful for electronic news media and newspapers. You are therefore invited to share this tool or to embed it into your website.

The set of statistics presented is publicly available in databases at the ECB, NCBs and Eurostat, and can be viewed using PCs, tablets and mobile devices. It constitutes a core set of official statistics which will be gradually extended on the basis of demand.

This website is new. Your feedback is welcome via statistics@ecb.europa.eu.

Data source
Euro area and national statistics as available from the Statistical Data Warehouse

The Statistics Paper Series (SPS) covers methodological and conceptual issues related to central banking statistics, new statistical topics and techniques. The Statistics Paper Series is published to stimulate discussion and to contribute to informing the international statistics community about work on improving methodological standards, with the goal of ultimately attaining more comparable and higher-quality statistics from all economic areas and countries.

Collaborative model

This site aims to improve the understanding and accessibility of statistics. It is built on functionalities initiated at and shared with the OECD. See Compare your country. Other organisations engaged in statistics are welcome to join this collaborative model.

Disclaimer

Permission is hereby granted, free of charge, to any person obtaining a copy of the work and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions
The software is provided "as is", without warranty of any kind.
In no event shall the authors or copyright holders be liable for any claim, damages or other liability, whether in an action of contract, tort or otherwise, arising from, out of or in connection with the software or the use or other dealings in the software.
The Software is built upon and together with the OECD. See also OECD Disclaimer.
The ECB/OECD does not take responsibility for any replication of the content of the Software, or any other form of redistribution.

"Euro area statistics" is a service provided by the European Central Bank (ECB) and the National Central Banks (NCBs) of the Eurosystem. You are invited to share this tool or to embed it into your website.

The European System of Central Banks (ESCB) is committed to providing its statistics free of charge as a public good of high quality irrespective of any subsequent commercial or non-commercial use.

All publicly available ESCB statistics may be reused free of charge on the condition that the source is quoted (e.g. “Source: euro area statistics”) and that the statistics (including metadata) are not modified.

The ESCB subscribes to a policy of free access and free reuse regarding its publicly released statistics, subject to the standard ECB and NCBs "disclaimer & copyright".

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